.flex1 {
  display: flex;
}

/* =====================================================
   FETCHMONIE PERSONAL — PREMIUM HERO SECTION
===================================================== */

.fm-hero {
  position: relative;
  min-height: calc(100vh - 115px);
  padding: clamp(4rem, 7vw, 7rem) 0 clamp(3.5rem, 6vw, 6rem);
  background:
    radial-gradient(circle at 5% 15%, rgba(11, 122, 59, 0.1), transparent 30%),
    radial-gradient(circle at 95% 85%,
      rgba(245, 130, 32, 0.11),
      transparent 28%),
    linear-gradient(135deg, #ffffff 0%, #f7fbf8 55%, #fffaf5 100%);
  overflow: hidden;
  isolation: isolate;
}

/* =====================================================
   DECORATIVE BACKGROUND GLOWS
===================================================== */

.fm-hero__glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(20px);
  pointer-events: none;
  z-index: -1;
}

.fm-hero__glow--green {
  top: -180px;
  left: -160px;
  width: 420px;
  height: 420px;
  background: rgba(11, 122, 59, 0.08);
}

.fm-hero__glow--orange {
  right: -130px;
  bottom: -170px;
  width: 380px;
  height: 380px;
  background: rgba(245, 130, 32, 0.09);
}

/* =====================================================
   HERO CONTENT
===================================================== */

.fm-hero__content {
  position: relative;
  max-width: 660px;
  z-index: 5;
}

/* Small introductory label */

.fm-hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  min-height: 40px;
  margin-bottom: 24px;
  padding: 7px 16px 7px 8px;
  color: #075c2c;
  background: rgba(234, 247, 240, 0.9);
  border: 1px solid rgba(11, 122, 59, 0.13);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 700;
  line-height: 1;
  box-shadow: 0 7px 24px rgba(11, 122, 59, 0.06);
}

.fm-hero__eyebrow-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 27px;
  height: 27px;
  color: #ffffff;
  background: #f58220;
  border-radius: 50%;
  font-size: 11px;
}

/* Main heading */

.fm-hero__title {
  max-width: 650px;
  margin: 0 0 24px;
  color: #142019;
  font-size: clamp(3.15rem, 5.4vw, 5.45rem);
  font-weight: 850;
  line-height: 0.98;
  letter-spacing: -3.4px;
}

.fm-hero__title-accent {
  position: relative;
  display: inline-block;
  color: #0b7a3b;
  white-space: nowrap;
}

.fm-hero__title-accent::after {
  position: absolute;
  right: 0;
  bottom: -7px;
  left: 0;
  height: 11px;
  content: "";
  background: rgba(245, 130, 32, 0.33);
  border-radius: 50%;
  transform: rotate(-1.5deg);
  z-index: -1;
}

/* Supporting description */

/* =====================================================
   FETCHMONIE HERO DESCRIPTION
   PAYVESSEL STYLE TEXT WRAPPING
===================================================== */

.fm-hero__description {
  max-width: 430px;

  margin: 0 auto 32px;

  color: #56625a;

  font-size: clamp(1rem, 1.22vw, 1.14rem);

  font-weight: 400;

  line-height: 1.6;

  letter-spacing: -0.25px;

  word-spacing: -0.3px;

  text-align: center;
}

/* =====================================================
   LARGE DESKTOP
===================================================== */

@media (max-width: 1400px) {
  .fm-hero__description {
    max-width: 410px;
  }
}

/* =====================================================
   LAPTOP
===================================================== */

@media (max-width: 1200px) {
  .fm-hero__description {
    max-width: 390px;

    font-size: 1rem;

    line-height: 1.55;
  }
}

/* =====================================================
   TABLET
===================================================== */

@media (max-width: 991px) {
  .fm-hero__description {
    max-width: 430px;

    margin-left: auto;

    margin-right: auto;

    font-size: 16px;

    line-height: 1.6;
  }
}

/* =====================================================
   MOBILE
===================================================== */

@media (max-width: 768px) {
  .fm-hero__description {
    max-width: 360px;

    margin-left: auto;

    margin-right: auto;

    margin-bottom: 24px;

    font-size: 15px;

    line-height: 1.55;

    letter-spacing: -0.15px;
  }
}

/* =====================================================
   LARGE MOBILE 430px
===================================================== */

@media (max-width: 430px) {
  .fm-hero__description {
    max-width: 320px;

    font-size: 14.5px;

    line-height: 1.5;
  }
}

/* =====================================================
   SMALL MOBILE 390px
===================================================== */

@media (max-width: 390px) {
  .fm-hero__description {
    max-width: 300px;

    font-size: 14px;

    line-height: 1.5;
  }
}

/* =====================================================
   EXTRA SMALL MOBILE 360px
===================================================== */

@media (max-width: 360px) {
  .fm-hero__description {
    max-width: 280px;

    font-size: 13.5px;

    line-height: 1.45;

    margin-bottom: 20px;
  }
}

/* =====================================================
   HERO ACTIONS AND APP DOWNLOAD BUTTONS
===================================================== */

.fm-hero__actions {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 34px;
}

/* =====================================================
   PRIMARY CTA BUTTON
===================================================== */

.fm-hero__primary-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 56px;
  padding: 14px 24px;
  color: #ffffff;
  background: linear-gradient(135deg, #004840 100%);
  border: 2px solid #0b7a3b;
  border-radius: 14px;
  box-shadow:
    0 13px 28px rgba(11, 122, 59, 0.2),
    inset 0 1px 0 rgba(255, 255, 255, 0.15);
  font-size: 15px;
  font-weight: 750;
  line-height: 1;
  text-decoration: none;
  transition:
    color 0.25s ease,
    background-color 0.25s ease,
    border-color 0.25s ease,
    box-shadow 0.25s ease,
    transform 0.25s ease;
}

.fm-hero__primary-btn:hover,
.fm-hero__primary-btn:focus {
  color: #ffffff;
  background: linear-gradient(135deg, #075c2c 0%, #044620 100%);
  border-color: #075c2c;
  box-shadow: 0 17px 36px rgba(11, 122, 59, 0.28);
  transform: translateY(-3px);
}

/* =====================================================
   GOOGLE PLAY AND APP STORE GRID
===================================================== */

.fm-hero__store-buttons {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  width: 100%;
  max-width: 430px;
}

/* Individual store badge */

.fm-store-button {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 11px;
  min-width: 0;
  min-height: 62px;
  padding: 9px 14px;
  color: #ffffff;
  background: linear-gradient(145deg, #181a1d 0%, #050505 100%);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 10px;
  box-shadow:
    0 10px 24px rgba(0, 0, 0, 0.16),
    inset 0 1px 0 rgba(255, 255, 255, 0.1);
  text-decoration: none;
  overflow: hidden;
  transition:
    color 0.25s ease,
    transform 0.25s ease,
    box-shadow 0.25s ease,
    border-color 0.25s ease;
}

.fm-store-button:hover,
.fm-store-button:focus {
  color: #ffffff;
  border-color: rgba(245, 130, 32, 0.7);
  box-shadow:
    0 15px 32px rgba(0, 0, 0, 0.22),
    0 0 0 3px rgba(245, 130, 32, 0.1);
  transform: translateY(-3px);
}

/* Store icon */

.fm-store-button__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 35px;
  width: 35px;
  height: 35px;
  color: #ffffff;
  font-size: 29px;
}

.fm-store-button--apple .fm-store-button__icon {
  font-size: 34px;
}

/* Store badge wording */

.fm-store-button__text {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  min-width: 0;
  line-height: 1;
}

.fm-store-button__text small {
  margin-bottom: 4px;
  color: rgba(255, 255, 255, 0.84);
  font-size: 9px;
  font-weight: 500;
  letter-spacing: 0.25px;
  white-space: nowrap;
}

.fm-store-button__text strong {
  color: #ffffff;
  font-size: 19px;
  font-weight: 650;
  letter-spacing: -0.4px;
  white-space: nowrap;
}

/* =====================================================
   CUSTOMER TRUST AND REVIEWS
===================================================== */

.fm-hero__trust {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 17px;
  margin-bottom: 27px;
}

/* Overlapping avatars */

.fm-hero__avatars {
  display: flex;
  align-items: center;
  padding-left: 10px;
}

.fm-hero__avatars img,
.fm-hero__avatar-count {
  width: 48px;
  height: 48px;
  margin-left: -10px;
  border: 3px solid #ffffff;
  border-radius: 50%;
  object-fit: cover;
  background: #edf4ef;
  box-shadow: 0 7px 18px rgba(23, 35, 28, 0.13);
}

.fm-hero__avatars img:first-child {
  margin-left: 0;
}

.fm-hero__avatar-count {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #ffffff;
  background: linear-gradient(135deg, #f58220, #dc6810);
  font-size: 12px;
  font-weight: 800;
}

/* Review information */

.fm-hero__review-content {
  display: flex;
  flex-direction: column;
  gap: 3px;
}

.fm-hero__stars {
  display: flex;
  align-items: center;
  gap: 3px;
  margin-bottom: 2px;
  color: #f58220;
  font-size: 12px;
}

.fm-hero__review-content strong {
  color: #17231c;
  font-size: 14px;
  font-weight: 750;
}

.fm-hero__review-content span {
  color: #738078;
  font-size: 12px;
}

/* =====================================================
   SHORT BENEFITS
===================================================== */

.fm-hero__benefits {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 18px;
}

.fm-hero__benefit {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #4f5e55;
  font-size: 13px;
  font-weight: 650;
}

.fm-hero__benefit i {
  color: #0b7a3b;
  font-size: 14px;
}

/* =====================================================
   HERO VISUAL
===================================================== */

.fm-hero__visual {
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  width: 100%;
  min-height: 610px;
}

/* Large visual background */

.fm-hero__visual-background {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 88%;
  height: 86%;
  background: linear-gradient(145deg,
      rgba(234, 247, 240, 0.95),
      rgba(255, 243, 232, 0.93));
  border: 1px solid rgba(11, 122, 59, 0.08);
  border-radius: 44% 56% 46% 54% / 48% 43% 57% 52%;
  box-shadow:
    0 35px 80px rgba(23, 35, 28, 0.1),
    inset 0 1px 0 rgba(255, 255, 255, 0.8);
  transform: translate(-50%, -50%) rotate(-3deg);
}

/* Decorative circular line */
.fm-hero__visual-ring {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 75%;
  aspect-ratio: 1;
  border: 1px dashed rgba(11, 122, 59, 0.2);
  border-radius: 50%;
  transform: translate(-50%, -50%);
}

/* Main person image */

.fm-hero__image-wrapper {
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  width: 100%;
  max-width: 570px;
  height: 590px;
  z-index: 2;
}

.fm-hero__image {
  display: block;
  width: 100%;
  max-width: 500px;
  max-height: 590px;
  height: auto;
  object-fit: contain;
  object-position: center bottom;
  filter: drop-shadow(0 24px 30px rgba(23, 35, 28, 0.17));
}

/* =====================================================
   FLOATING SERVICE CARDS
===================================================== */

.fm-hero__floating-card {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 11px;
  min-width: 224px;
  padding: 13px 15px;
  background: rgba(255, 255, 255, 0.93);
  border: 1px solid rgba(23, 35, 28, 0.07);
  border-radius: 17px;
  box-shadow:
    0 20px 45px rgba(23, 35, 28, 0.13),
    inset 0 1px 0 rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(14px);
  z-index: 5;
}

.fm-hero__floating-card--airtime {
  top: 50px;
  left: -5px;
  animation: fmHeroFloat 5s ease-in-out infinite;
}

.fm-hero__floating-card--bills {
  right: -7px;
  bottom: 94px;
  animation: fmHeroFloat 5.7s ease-in-out infinite reverse;
}

/* Floating card icon */

.fm-hero__floating-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 42px;
  width: 42px;
  height: 42px;
  border-radius: 13px;
  font-size: 16px;
}

.fm-hero__floating-icon--green {
  color: #075c2c;
  background: #eaf7f0;
}

.fm-hero__floating-icon--orange {
  color: #dc6810;
  background: #fff3e8;
}

.fm-hero__floating-card div {
  display: flex;
  flex-direction: column;
  gap: 3px;
  flex: 1;
}

.fm-hero__floating-card small {
  color: #78837c;
  font-size: 11px;
  font-weight: 600;
}

.fm-hero__floating-card strong {
  color: #17231c;
  font-size: 13px;
  font-weight: 750;
  white-space: nowrap;
}

.fm-hero__status-dot {
  width: 9px;
  height: 9px;
  background: #18a957;
  border: 2px solid #dff6e8;
  border-radius: 50%;
  box-shadow: 0 0 0 4px rgba(24, 169, 87, 0.1);
}

.fm-hero__success-icon {
  color: #18a957;
  font-size: 18px;
}

/* =====================================================
   CASHBACK CARD
===================================================== */

.fm-hero__cashback-card {
  position: absolute;
  top: 43px;
  right: 12px;
  display: flex;
  flex-direction: column;
  width: 175px;
  padding: 17px;
  color: #ffffff;
  background: linear-gradient(145deg, #f58220, #dc6810);
  border: 1px solid rgba(255, 255, 255, 0.17);
  border-radius: 20px;
  box-shadow: 0 20px 42px rgba(245, 130, 32, 0.25);
  transform: rotate(4deg);
  z-index: 4;
}

.fm-hero__cashback-label {
  margin-bottom: 5px;
  font-size: 11px;
  font-weight: 650;
  opacity: 0.9;
}

.fm-hero__cashback-card strong {
  margin-bottom: 2px;
  font-size: 30px;
  font-weight: 850;
  line-height: 1;
}

.fm-hero__cashback-note {
  font-size: 10px;
  opacity: 0.84;
}

/* =====================================================
   SECURITY BADGE
===================================================== */

.fm-hero__security-badge {
  position: absolute;
  left: 55px;
  bottom: 33px;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 11px 14px;
  background: #ffffff;
  border: 1px solid rgba(11, 122, 59, 0.1);
  border-radius: 15px;
  box-shadow: 0 16px 35px rgba(23, 35, 28, 0.11);
  z-index: 5;
}

.fm-hero__security-badge>span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 37px;
  height: 37px;
  color: #ffffff;
  background: #0b7a3b;
  border-radius: 12px;
}

.fm-hero__security-badge div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.fm-hero__security-badge strong {
  color: #17231c;
  font-size: 12px;
  font-weight: 750;
}

.fm-hero__security-badge small {
  color: #78837c;
  font-size: 9px;
}

/* =====================================================
   SUBTLE FLOATING ANIMATION
===================================================== */

@keyframes fmHeroFloat {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-9px);
  }
}

/* =====================================================
   LARGE TABLETS
===================================================== */

@media (max-width: 1199.98px) {
  .fm-hero__title {
    font-size: clamp(3rem, 5vw, 4.5rem);
  }

  .fm-hero__visual {
    min-height: 550px;
  }

  .fm-hero__image-wrapper {
    height: 535px;
  }

  .fm-hero__image {
    max-height: 535px;
  }

  .fm-hero__floating-card--airtime {
    left: -15px;
  }

  .fm-hero__floating-card--bills {
    right: -15px;
  }
}

/* =====================================================
   TABLETS
===================================================== */

@media (max-width: 991.98px) {
  .fm-hero {
    min-height: auto;
    padding-top: 4.5rem;
  }

  .fm-hero__content {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
  }

  .fm-hero__actions {
    align-items: center;
  }

  .fm-hero__store-buttons {
    margin-right: auto;
    margin-left: auto;
  }

  .fm-hero__trust,
  .fm-hero__benefits {
    justify-content: center;
  }

  .fm-hero__visual {
    max-width: 680px;
    min-height: 570px;
    margin: 20px auto 0;
  }

  .fm-hero__floating-card--airtime {
    left: 20px;
  }

  .fm-hero__floating-card--bills {
    right: 20px;
  }
}

/* =====================================================
   MOBILE DEVICES
===================================================== */

@media (max-width: 767.98px) {
  .fm-hero {
    padding: 3.5rem 0 3rem;
  }

  .fm-hero__title {
    font-size: clamp(2.75rem, 11vw, 3.65rem);
    line-height: 1.01;
    letter-spacing: -2px;
  }

  .fm-hero__title-accent {
    white-space: normal;
  }

  .fm-hero__visual {
    min-height: 485px;
  }

  .fm-hero__image-wrapper {
    height: 470px;
  }

  .fm-hero__image {
    max-width: 390px;
    max-height: 470px;
  }

  .fm-hero__floating-card {
    min-width: 190px;
    padding: 11px 12px;
  }

  .fm-hero__floating-card--airtime {
    top: 50px;
    left: 0;
  }

  .fm-hero__floating-card--bills {
    right: 0;
    bottom: 69px;
  }

  .fm-hero__cashback-card {
    top: 32px;
    right: 0;
    width: 150px;
    padding: 14px;
  }

  .fm-hero__security-badge {
    left: 15px;
    bottom: 18px;
  }
}

/* =====================================================
   SMALL MOBILE DEVICES
===================================================== */

@media (max-width: 575.98px) {
  .fm-hero {
    padding-top: 2.8rem;
  }

  .fm-hero__eyebrow {
    margin-bottom: 19px;
    font-size: 11px;
  }

  .fm-hero__title {
    margin-bottom: 20px;
    font-size: clamp(2.35rem, 11.5vw, 3rem);
    letter-spacing: -1.6px;
  }

  .fm-hero__actions {
    width: 100%;
  }

  .fm-hero__primary-btn {
    width: 100%;
  }

  .fm-hero__store-buttons {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 8px;
    max-width: none;
  }

  .fm-store-button {
    min-height: 56px;
    gap: 7px;
    padding: 8px 9px;
    border-radius: 8px;
    justify-content: center;
    align-items: center;
  }

  .fm-store-button__icon {
    flex-basis: 27px;
    width: 27px;
    height: 27px;
    font-size: 23px;
  }

  .fm-store-button--apple .fm-store-button__icon {
    font-size: 27px;
  }

  .fm-store-button__text small {
    font-size: 7px;
  }

  .fm-store-button__text strong {
    font-size: clamp(13px, 4vw, 16px);
  }

  .fm-hero__trust {
    flex-direction: column;
    text-align: center;
  }

  .fm-hero__benefits {
    gap: 11px 15px;
  }

  .fm-hero__benefit {
    font-size: 12px;
  }

  .fm-hero__visual {
    min-height: 420px;
    margin-top: 5px;
  }

  .fm-hero__visual-background {
    width: 96%;
    height: 79%;
  }

  .fm-hero__image-wrapper {
    height: 410px;
  }

  .fm-hero__image {
    max-width: 315px;
    max-height: 410px;
  }

  .fm-hero__floating-card {
    min-width: auto;
    max-width: 185px;
    border-radius: 14px;
  }

  .fm-hero__floating-card strong {
    font-size: 10px;
  }

  .fm-hero__floating-card--airtime {
    top: 15px;
    left: -3px;
  }

  .fm-hero__floating-card--bills {
    right: -3px;
    bottom: 56px;
  }

  .fm-hero__floating-icon {
    flex-basis: 36px;
    width: 36px;
    height: 36px;
  }

  .fm-hero__cashback-card {
    top: 21px;
    right: 2px;
    width: 130px;
    padding: 12px;
    border-radius: 16px;
  }

  .fm-hero__cashback-card strong {
    font-size: 24px;
  }

  .fm-hero__security-badge {
    display: none;
  }
}

/* =====================================================
   VERY SMALL SCREENS
===================================================== */

@media (max-width: 380px) {
  .fm-hero__visual {
    min-height: 390px;
  }

  .fm-hero__image-wrapper {
    height: 380px;
  }

  .fm-hero__image {
    max-width: 275px;
    max-height: 380px;
  }

  .fm-hero__floating-card {
    max-width: 165px;
    padding: 9px 10px;
  }

  .fm-hero__floating-card small {
    font-size: 9px;
  }

  .fm-hero__floating-card strong {
    white-space: normal;
  }

  .fm-hero__cashback-card {
    width: 118px;
  }

  .fm-hero__store-buttons {
    gap: 6px;
  }

  .fm-store-button {
    min-height: 53px;
    gap: 5px;
    padding: 7px;
    justify-content: center;
    align-items: center;
  }

  .fm-store-button__icon {
    flex-basis: 23px;
    width: 23px;
    font-size: 20px;
  }

  .fm-store-button--apple .fm-store-button__icon {
    font-size: 23px;
  }

  .fm-store-button__text strong {
    font-size: 12px;
  }
}

/* =====================================================
   ACCESSIBILITY — REDUCE MOTION
===================================================== */

@media (prefers-reduced-motion: reduce) {
  .fm-hero__floating-card {
    animation: none;
  }

  .fm-hero__primary-btn,
  .fm-store-button {
    transition: none;
  }
}

/* =====================================================
   FETCHMONIE FINTECH SERVICES SECTION
===================================================== */

.fm-services {
  position: relative;
  padding: 90px 0;
  background:
    radial-gradient(circle at top right,
      rgba(245, 130, 32, 0.08),
      transparent 25%),
    radial-gradient(circle at bottom left,
      rgba(11, 122, 59, 0.08),
      transparent 25%),
    #ffffff;
}

/* =====================================================
   SECTION HEADER
===================================================== */

.fm-services-header {
  max-width: 850px;
  margin: 0 auto 55px;
  text-align: center;
}

.fm-section-badge {
  display: inline-flex;

  align-items: center;

  justify-content: center;

  padding: 8px 18px;

  margin-bottom: 18px;

  color: #0b7a3b;

  background: rgba(11, 122, 59, 0.08);

  border: 1px solid rgba(11, 122, 59, 0.15);

  border-radius: 50px;

  font-size: 13px;

  font-weight: 700;
}

.fm-services-header h2 {
  margin-bottom: 20px;

  color: #142019;

  font-size: clamp(2.4rem, 4vw, 4rem);

  font-weight: 800;

  letter-spacing: -1.8px;

  line-height: 1.05;
}

.fm-services-header h2 span {
  color: #0b7a3b;
}

.fm-services-header p {
  max-width: 650px;

  margin: 0 auto;

  color: #66736b;

  font-size: 16px;

  line-height: 1.8;
}

/* =====================================================
   SERVICES GRID
===================================================== */

.fm-services .row {
  justify-content: center;
}

/* =====================================================
   SERVICE CARDS
===================================================== */

.fm-service-card {
  position: relative;
  height: 100%;
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  background: linear-gradient(145deg, #ffffff, #f8fbf9);
  border: 1px solid rgba(11, 122, 59, 0.09);
  border-radius: 26px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.05);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease,
    border-color 0.3s ease;
}

.fm-service-card:hover {
  transform: translateY(-10px);
  border-color: rgba(11, 122, 59, 0.25);
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.1);
}

/* =====================================================
   SERVICE ICON
===================================================== */

.fm-service-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 65px;
  height: 65px;
  margin-bottom: 25px;
  border-radius: 20px;
  font-size: 25px;
}

.fm-service-icon.green {
  color: #0b7a3b;
  background: rgba(11, 122, 59, 0.12);
}

.fm-service-icon.orange {
  color: #f58220;
  background: rgba(245, 130, 32, 0.12);
}

/* =====================================================
   CARD CONTENT
===================================================== */

.fm-service-card h3 {
  margin-bottom: 14px;
  color: #17231c;
  font-size: 22px;
  font-weight: 750;
  letter-spacing: -0.4px;
}

.fm-service-card p {
  max-width: 330px;
  margin: 0 auto;
  color: #68756d;
  font-size: 15px;
  line-height: 1.75;
}

/* =====================================================
   CARD TOP ACCENT
===================================================== */

.fm-service-card::before {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  content: "";
  background: linear-gradient(90deg, #0b7a3b, #f58220);
  border-radius: 26px 26px 0 0;
  opacity: 0;
  transition: 0.3s ease;
}

.fm-service-card:hover::before {
  opacity: 1;
}

/* =====================================================
   TABLET
===================================================== */

@media (max-width: 991px) {
  .fm-services {
    padding: 70px 0;
  }

  .fm-service-card {
    padding: 28px 22px;
  }
}

/* =====================================================
   MOBILE - 2 BY 2 GRID
===================================================== */

@media (max-width: 575px) {
  .fm-services {
    padding: 55px 0;
  }

  .fm-services-header {
    margin-bottom: 35px;
  }

  .fm-services-header h2 {
    font-size: 2.2rem;
  }

  .fm-services-header p {
    font-size: 14px;
  }

  .fm-services .row {
    display: grid;

    grid-template-columns: repeat(2, minmax(0, 1fr));

    gap: 14px;
  }

  .fm-services .col-lg-4,
  .fm-services .col-md-6 {
    width: 100%;

    padding: 0;
  }

  .fm-service-card {
    min-height: auto !important;
    padding: 22px 12px 6px !important;
    border-radius: 20px !important;
  }

  .fm-service-icon {
    width: 52px;
    height: 52px;
    margin-bottom: 18px;
    border-radius: 16px;
    font-size: 20px;
  }

  .fm-service-card h3 {
    font-size: 16px;
    line-height: 1.3;
    margin-bottom: 10px;
  }

  .fm-service-card p {
    font-size: 12px;
    line-height: 1.55;
  }
}

/* =====================================================
   VERY SMALL MOBILE
===================================================== */

@media (max-width: 360px) {
  .fm-services .row {
    gap: 10px;
  }

  .fm-service-card {
    min-height: 245px;

    padding: 18px 8px;
  }

  .fm-service-card h3 {
    font-size: 15px;
  }

  .fm-service-card p {
    font-size: 11px;
  }
}

/* =====================================================
   FETCHMONIE GROW & GET STARTED SECTION
===================================================== */

.fm-growth-section {
  position: relative;

  padding: 100px 0;

  background:
    radial-gradient(circle at top left,
      rgba(11, 122, 59, 0.08),
      transparent 30%),
    radial-gradient(circle at bottom right,
      rgba(245, 130, 32, 0.08),
      transparent 30%),
    #ffffff;
}

/* =====================================================
   REFERRAL SECTION
===================================================== */

.fm-referral-box {
  padding: 60px;

  background: linear-gradient(145deg, #f8fbf9, #ffffff);

  border: 1px solid rgba(11, 122, 59, 0.12);

  border-radius: 35px;

  box-shadow: 0 25px 70px rgba(0, 0, 0, 0.07);

  overflow: hidden;
}

.fm-referral-image {
  display: flex;

  justify-content: center;

  align-items: center;
}

.fm-referral-image img {
  width: 100%;
  max-width: 430px;
}

.fm-referral-box h2 {
  margin-bottom: 20px;
  color: #142019;
  font-size: clamp(2.2rem, 4vw, 3.5rem);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -1.5px;
}

.fm-referral-box h2 span {
  color: #0b7a3b;
}

.fm-referral-box p {
  color: #66736b;
  font-size: 16px;
  line-height: 1.8;
}

/* Referral checklist */
.fm-referral-list {
  list-style: none;
  padding: 0;
  margin: 25px 0;
}

.fm-referral-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  color: #34423a;
  font-size: 15px;
  font-weight: 600;
}

.fm-referral-list i {
  color: #0b7a3b;
}

/* Main button */
.fm-primary-action {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 28px;
  color: #ffffff;
  background: #004840;
  border-radius: 14px;
  font-weight: 700;
  text-decoration: none;
  box-shadow: 0 12px 30px rgba(11, 122, 59, 0.2);
  transition: 0.3s ease;
}

.fm-primary-action:hover {
  color: #ffffff;

  background: #075c2c;

  transform: translateY(-3px);
}

/* =====================================================
   HOW IT WORKS
===================================================== */

.fm-how-section {
  margin-top: 50px;
}

.fm-how-section h2 {
  margin-top: 10px;
  margin-bottom: 50px;
  color: #142019;
  font-size: clamp(2rem, 4vw, 3.5rem);
  font-weight: 800;
}

.fm-how-section h2 span {
  color: #0b7a3b;
}

.fm-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
}

.fm-step-card {
  position: relative;
  padding: 35px 28px;
  text-align: center;
  background: #ffffff;
  border: 1px solid rgba(11, 122, 59, 0.1);
  border-radius: 25px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.05);
  transition: 0.3s ease;
}

.fm-step-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 25px 55px rgba(0, 0, 0, 0.1);
}

.fm-step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 70px;
  height: 70px;
  margin: 0 auto 22px;
  color: #ffffff;
  background: linear-gradient(135deg, #0b7a3b, #f58220);
  border-radius: 50%;
  font-size: 22px;
  font-weight: 800;
}

/* Hide step 4 on desktop */
.mobile-only-step {
  display: none;
}

/* Show step 4 only on mobile */
@media (max-width: 768px) {
  .mobile-only-step {
    display: block;
  }
}

.fm-step-card h3 {
  margin-bottom: 12px;
  color: #17231c;
  font-size: 21px;
  font-weight: 750;
}

.fm-step-card p {
  margin: 0;
  color: #68756d;
  line-height: 1.7;
  font-size: 14px;
}

/* =====================================================
   NETWORK SUPPORT
===================================================== */

.fm-network-section {
  margin-top: 40px;
  padding: 45px;
  text-align: center;
  background: #f8fbf9;
  border-radius: 30px;
}

.fm-network-section h3 {
  color: #17231c;
  font-size: 26px;
  font-weight: 800;
}

.fm-network-section p {
  color: #68756d;
}

.fm-network-grid {
  display: flex;
  justify-content: center;
  align-items: center;
  flex-wrap: wrap;
  gap: 35px;
  margin-top: 30px;
}

.fm-network-grid img {
  width: 90px;

  height: 90px;

  object-fit: contain;
}

/* =====================================================
   CONTACT STRIP
===================================================== */

.fm-final-contact {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  margin-top: 40px;
  padding: 35px;
  background: #ffffff;
  border: 1px solid rgba(11, 122, 59, 0.1);
  border-radius: 25px;
}

.fm-final-contact h3 {
  color: #17231c;

  font-size: 25px;

  font-weight: 800;
}

.fm-final-contact p {
  color: #68756d;
}

.fm-contact-links {
  display: flex;

  gap: 15px;
}

.fm-contact-links a {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 18px;
  color: #0b7a3b;
  background: #eaf7f0;
  border-radius: 12px;
  text-decoration: none;
  font-weight: 700;
}

/* =====================================================
   FINAL CTA
===================================================== */

.fm-final-cta {
  margin-top: 50px;
  padding: 70px 30px;
  text-align: center;
  color: #ffffff;
  background: linear-gradient(135deg, #004840);
  border-radius: 35px;
}

.fm-final-cta h2 {
  font-size: clamp(2rem, 4vw, 3.5rem);
  font-weight: 800;
}

.fm-final-cta p {
  opacity: 0.85;

  font-size: 17px;
}

.fm-final-cta a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 20px;
  padding: 15px 30px;
  color: #0b7a3b;
  background: #ffffff;
  border-radius: 14px;
  font-weight: 800;
  text-decoration: none;
}

/* =====================================================
   TABLET
===================================================== */

@media (max-width: 991px) {
  .fm-referral-box {
    padding: 40px 30px;
  }

  .fm-steps {
    grid-template-columns: 1fr 1fr;
  }

  .fm-final-contact {
    flex-direction: column;

    text-align: center;
  }
}

/* =====================================================
   MOBILE
===================================================== */

@media (max-width: 575px) {
  .fm-growth-section {
    padding: 60px 0;
  }

  .fm-referral-box {
    padding: 25px 18px;

    border-radius: 25px;
  }

  .fm-referral-box h2 {
    font-size: 2rem;
  }

  .fm-steps {
    grid-template-columns: repeat(2, 1fr);

    gap: 12px;
  }

  .fm-step-card {
    padding: 22px 10px;
    border-radius: 18px;
  }

  .fm-step-number {
    width: 50px;
    height: 50px;
    font-size: 16px;
  }

  .fm-step-card h3 {
    font-size: 15px;
  }

  .fm-step-card p {
    font-size: 11px;
  }

  .fm-network-section {
    padding: 25px 15px;
  }

  .fm-network-grid {
    gap: 15px;
  }

  .fm-network-grid img {
    width: 65px;
    height: 65px;
  }

  .fm-contact-links {
    width: 100%;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
  }

  .fm-contact-links a {
    justify-content: center;
    padding: 12px 5px;
    font-size: 11px;
  }

  .fm-final-cta {
    padding: 45px 18px;
  }
}

/* =====================================================
   FETCHMONIE FINTECH FAQ SECTION
===================================================== */

.fm-faq-section {
  position: relative;

  padding: 100px 0;

  background:
    radial-gradient(circle at top right,
      rgba(245, 130, 32, 0.08),
      transparent 30%),
    radial-gradient(circle at bottom left,
      rgba(11, 122, 59, 0.08),
      transparent 30%),
    #ffffff;
}

/* =====================================================
   FAQ HEADER
===================================================== */

.fm-faq-header {
  max-width: 760px;
  margin: 0 auto 60px;
  text-align: center;
}

.fm-section-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 18px;
  margin-bottom: 18px;
  color: #0b7a3b;
  background: rgba(11, 122, 59, 0.08);
  border: 1px solid rgba(11, 122, 59, 0.15);
  border-radius: 50px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.fm-faq-header h2 {
  margin-bottom: 18px;
  color: #142019;
  font-size: clamp(2.3rem, 4vw, 3.8rem);
  font-weight: 800;
  letter-spacing: -1.5px;
  line-height: 1.1;
}

.fm-faq-header h2 span {
  color: #0b7a3b;
}

.fm-faq-header p {
  max-width: 650px;
  margin: auto;
  color: #66736b;
  font-size: 16px;
  line-height: 1.8;
}

/* =====================================================
   FAQ LIST
===================================================== */

.fm-faq-wrapper {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.fm-faq-item {
  overflow: hidden;
  background: #ffffff;
  border: 1px solid rgba(11, 122, 59, 0.12);
  border-radius: 20px;
  box-shadow: 0 12px 35px rgba(0, 0, 0, 0.04);
  transition: 0.3s ease;
}

.fm-faq-item:hover {
  transform: translateY(-4px);
  border-color: rgba(11, 122, 59, 0.25);
  box-shadow: 0 20px 45px rgba(0, 0, 0, 0.08);
}

/* =====================================================
   QUESTION
===================================================== */

.fm-faq-question {
  display: flex;

  align-items: center;

  justify-content: space-between;

  width: 100%;

  padding: 22px 24px;

  background: none;

  border: none;

  cursor: pointer;

  color: #17231c;

  text-align: left;

  font-size: 16px;

  font-weight: 700;
}

.fm-faq-question span {
  padding-right: 20px;
}

.fm-faq-question i {
  flex-shrink: 0;

  display: flex;

  justify-content: center;

  align-items: center;

  width: 34px;

  height: 34px;

  color: #0b7a3b;

  background: #eaf7f0;

  border-radius: 50%;

  font-size: 12px;

  transition: 0.3s ease;
}

.fm-faq-question.active i {
  color: #ffffff;

  background: #f58220;

  transform: rotate(45deg);
}

/* =====================================================
   ANSWER
===================================================== */

.fm-faq-answer {
  display: none;

  padding: 0 24px 22px;
}

.fm-faq-answer p {
  margin: 0;

  color: #66736b;

  font-size: 14px;

  line-height: 1.8;
}

/* =====================================================
   PREMIUM PHONE MOCKUP
===================================================== */

.fm-faq-phone-wrapper {
  position: relative;

  display: flex;

  justify-content: center;

  align-items: center;

  min-height: 600px;
}

/* Soft background glow */

.fm-phone-glow {
  position: absolute;

  width: 470px;

  height: 470px;

  border-radius: 50%;

  background: radial-gradient(circle,
      rgba(11, 122, 59, 0.18),
      rgba(245, 130, 32, 0.08),
      transparent 70%);

  z-index: 0;
}

/* Phone frame */
.fm-phone-frame {
  position: relative;
  z-index: 3;
  width: 390px;
  max-width: 100%;
  display: block;
  filter: drop-shadow(0 35px 55px rgba(0, 0, 0, 0.2));
}

/* Logo inside screen */
.fm-phone-logo {
  position: absolute;
  z-index: 5;
  width: 135px;
  top: 50%;
  left: 60%;
  transform: translate(-50%, -50%);
}

/* Floating reward card */
.fm-phone-floating {
  position: absolute;
  z-index: 6;
  width: 150px;
  right: calc(50% - 270px);
  bottom: 120px;
  filter: drop-shadow(0 20px 35px rgba(0, 0, 0, 0.18));
  animation: fmFloat 4s ease-in-out infinite;
}

@keyframes fmFloat {
  0% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-12px);
  }

  100% {
    transform: translateY(0);
  }
}

/* Small decorative dots */
.fm-faq-phone-wrapper::before {
  content: "";
  position: absolute;
  width: 18px;
  height: 18px;
  right: 18%;
  top: 25%;
  background: #f58220;
  border-radius: 50%;
}

.fm-faq-phone-wrapper::after {
  content: "";
  position: absolute;
  width: 12px;
  height: 12px;
  left: 18%;
  bottom: 25%;
  background: #0b7a3b;
  border-radius: 50%;
}

/* =====================================================
   TABLET
===================================================== */
@media (max-width: 991px) {
  .fm-faq-section {
    padding: 80px 0;
  }

  .fm-faq-phone-wrapper {
    min-height: 500px;
    margin-top: 30px;
  }

  .fm-phone-frame {
    width: 330px;
  }

  .fm-phone-logo {
    width: 115px;
  }

  .fm-phone-floating {
    width: 125px;
    right: calc(50% - 220px);
    bottom: 90px;
  }
}

/* =====================================================
   MOBILE
===================================================== */
@media (max-width: 575px) {
  .fm-faq-section {
    padding: 60px 0;
  }

  .fm-faq-header {
    margin-bottom: 35px;
  }

  .fm-faq-header h2 {
    font-size: 2.1rem;
  }

  .fm-faq-header p {
    font-size: 14px;
  }

  .fm-faq-question {
    padding: 18px 16px;
    font-size: 14px;
  }

  .fm-faq-answer {
    padding: 0 16px 18px;
  }

  .fm-faq-answer p {
    font-size: 13px;
  }

  .fm-faq-question i {
    width: 28px;
    height: 28px;
  }

  .fm-faq-phone-wrapper {
    min-height: 380px;
  }

  .fm-phone-glow {
    width: 280px;
    height: 280px;
  }

  .fm-phone-frame {
    width: 270px;
  }

  .fm-phone-logo {
    width: 90px;
  }

  .fm-phone-floating {
    width: 90px;
    right: calc(50% - 155px);
    bottom: 55px;
  }
}

/* =====================================================
   FETCHMONIE PREMIUM TESTIMONIAL SECTION
===================================================== */

.fm-testimonials {
  position: relative;

  padding: 90px 0;

  background:
    radial-gradient(circle at top left,

      rgba(11, 122, 59, 0.08),
      transparent 35%),
    radial-gradient(circle at bottom right,

      rgba(245, 130, 32, 0.06),
      transparent 30%),
    #ffffff;
}

/* =====================================================
   TESTIMONIAL HEADER
===================================================== */

.fm-testimonial-header {
  max-width: 760px;

  margin: 0 auto;
}

.fm-testimonial-header h2 {
  margin-top: 15px;

  color: #142019;

  font-size: clamp(2.2rem, 4vw, 3.5rem);

  font-weight: 800;

  letter-spacing: -1.5px;

  line-height: 1.1;
}

.fm-testimonial-header h2 span {
  color: #0b7a3b;
}

.fm-testimonial-header p {
  max-width: 620px;

  margin: 18px auto 0;

  color: #66736b;

  font-size: 16px;

  line-height: 1.8;
}

/* =====================================================
   TESTIMONIAL CARD
===================================================== */

.fm-testimonial-card {
  position: relative;

  max-width: 900px;

  margin: auto;

  padding: 45px;

  display: flex;

  align-items: center;

  gap: 40px;

  background: #ffffff;

  border-radius: 32px;

  border: 1px solid rgba(11, 122, 59, 0.12);

  box-shadow: 0 25px 70px rgba(0, 0, 0, 0.08);

  overflow: hidden;

  transition: 0.35s ease;
}

.fm-testimonial-card::before {
  content: "";

  position: absolute;

  top: 0;

  left: 0;

  width: 100%;

  height: 5px;

  background: linear-gradient(90deg, #0b7a3b, #f58220);
}

.fm-testimonial-card:hover {
  transform: translateY(-6px);

  box-shadow: 0 35px 80px rgba(0, 0, 0, 0.12);
}

/* =====================================================
   PROFILE IMAGE - PERFECT CIRCLE
===================================================== */

.fm-user-image {
  flex-shrink: 0;

  width: 130px;

  height: 130px;

  border-radius: 50%;

  overflow: hidden;

  padding: 5px;

  background: linear-gradient(135deg, #0b7a3b, #f58220);

  box-shadow: 0 15px 35px rgba(11, 122, 59, 0.18);
}

.fm-user-image img {
  width: 100%;

  height: 100%;

  display: block;

  object-fit: cover;

  object-position: center;

  border-radius: 50%;

  background: #ffffff;
}

/* =====================================================
   CONTENT
===================================================== */

.fm-user-content {
  flex: 1;
}

.fm-stars {
  color: #f58220;

  font-size: 22px;

  letter-spacing: 4px;

  margin-bottom: 15px;
}

.fm-user-content p {
  margin: 0 0 20px;

  color: #66736b;

  font-size: 15px;

  line-height: 1.9;
}

.fm-user-content h4 {
  margin: 0 0 5px;

  color: #17231c;

  font-size: 20px;

  font-weight: 800;
}

.fm-user-content small {
  color: #0b7a3b;

  font-size: 14px;

  font-weight: 600;
}

/* =====================================================
   CAROUSEL CONTROLS
===================================================== */
.carousel-control-prev,
.carousel-control-next {
  width: 48px;
  height: 48px;
  top: 50%;
  transform: translateY(-50%);
  background: #004840;
  border-radius: 50%;
  opacity: 1;
  transition: 0.3s ease;
}

.carousel-control-prev:hover,
.carousel-control-next:hover {
  background: #f58220;
  transform: translateY(-50%) scale(1.08);
}

.carousel-control-prev {
  left: -70px;
}

.carousel-control-next {
  right: -70px;
}

/* =====================================================
   MOBILE
===================================================== */

@media (max-width: 768px) {
  .fm-testimonials {
    padding: 60px 0;
  }

  .fm-testimonial-card {
    flex-direction: column;
    text-align: center;
    padding: 35px 22px;
    gap: 25px;
  }

  .fm-user-image {
    width: 105px;
    height: 105px;
  }

  .fm-stars {
    font-size: 18px;
    letter-spacing: 3px;
  }

  .fm-user-content p {
    font-size: 14px;
  }

  .carousel-control-prev {
    left: 5px;
  }

  .carousel-control-next {
    right: 5px;
  }

  /* =====================================================
   TESTIMONIAL CAROUSEL BUTTONS
  ===================================================== */

  .carousel-control-prev,
  .carousel-control-next {
    width: 48px;

    height: 48px;

    top: 50%;

    transform: translateY(-50%);

    background: #0b7a3b;

    border-radius: 50%;

    opacity: 1;

    transition: 0.3s ease;
  }

  .carousel-control-prev:hover,
  .carousel-control-next:hover {
    background: #f58220;
  }

  /* Desktop position */

  .carousel-control-prev {
    left: -65px;
  }

  .carousel-control-next {
    right: -65px;
  }

  /* =====================================================
   MOBILE CAROUSEL BUTTON FIX
===================================================== */

  @media (max-width: 768px) {

    .carousel-control-prev,
    .carousel-control-next {
      width: 38px;

      height: 38px;

      top: auto;

      bottom: -55px;

      transform: none;
    }

    .carousel-control-prev {
      left: 35%;
    }

    .carousel-control-next {
      right: 35%;
    }

    .carousel-control-prev-icon,
    .carousel-control-next-icon {
      width: 16px;

      height: 16px;
    }
  }
}

.ndpc-section {
  background: #ffffff;
}

.ndpc-logo {
  width: 120px;
  height: auto;
  object-fit: contain;
}